So, here's how it works...
15% non refundable deposit required to secure your order.
You must then pay the remaining balance by the 7th December to guarantee posting in time for Christmas. You will have the option to pay weekly or monthly and you will receive full details of your payment plan.
If you have not completed payments by 7th December then Junction Crafts will keep 15% of what has been paid to date and then refund you the rest.

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